TSGLI Attorney for Service Members – Boonswang Law
Were you traumatically injured off-duty or on-duty while serving in the U.S. military? You may be eligible for benefits under the Traumatic Servicemembers’ Group Life Insurance Program, known as “TSGLI.” These benefits typically range from $25,000 to $100,000.
The legal team at Boonswang Law has over 20 years’ experience helping service members, veterans, and their beneficiaries get the financial support they are owed under TSGLI, and in a timely and efficient manner. Call us to schedule your free, no-obligation consultation. We don’t get paid unless your claim is paid!
What is TSGLI?
TSGLI was created to provide short-term financial support to service members and their families or beneficiaries if a service member suffers a severe injury, whether in the course of duty or wholly unrelated to duty.
Active duty military, National Guard, and reservists are eligible for TSGLI benefits, as long as they are also enrolled in the Servicemembers’ Group Life Insurance (SGLI) program. Receiving benefits under TSGLI will not affect a service member’s Veteran’s Affairs (VA) disability claim.
Who is Eligible for TSGLI Benefits?
You are eligible for TSGLI if you meet these requirements:
- You are a service member enrolled in SGLI who suffered a traumatic injury, or
- You are a service member’s beneficiary;
- The injury occurred after October 2001;
- The injury occurred prior to your separation from the Armed Forces;
- The injury directly resulted in one or more of the covered losses;
- The covered loss occurred within 2 years of the injury.
A “traumatic injury” under TSGLI does not include mental disorders or mental or physical illness or disease, except if caused by a pyogenic infection, biological, chemical, or radiological weapons, or accidental ingestion of a contaminated substance.
What is the TSGLI Process?
The injured service member or his or her beneficiary must file a claim using form SGLV 8600 as instructed on the form. The form is then reviewed and the claim either paid or denied.
Unfortunately, many eligible claims are routinely denied. If your TSGLI claim was denied, don’t give up. Contact us to schedule your free consultation. We can help you file for a reconsideration of your claim, and if that is denied, we can appeal on your behalf. If the appeal is denied, we can appeal again to the review board.
If these four administrative steps fail, we can help you sue in federal court. Let us help you get the compensation you deserve.
TSGLI Categories of Loss
There are several categories of losses compensable under TSGLI, including but not limited to:
- Loss of hearing, sight, or speech
- Severe burns
- Paralysis (partial or total)
- Amputation or damage to limbs
- Injury requiring facial reconstruction
- Traumatic brain injuries
- Injury requiring hospitalization
- Injury limiting usual daily activities
Most TSGLI beneficiaries have suffered more than one covered loss. However, even if an injury merely limits the performance of two or more Activities of Daily Living (ADL) for at least 30 days, a service member may qualify for a TSGLI claim on those limitations alone. ADL include:
If you require assistance with any of these due to an injury, you may be eligible for TSGLI benefits.
Receiving Retroactive TSGLI Payments
If you suffered a traumatic injury between October 7, 2001, and November 30, 2005, you may qualify for TSGLI benefits whether you paid for SGLI coverage or not.
Initially, retroactive payments were only available to those service members who were injured during Operations Enduring or Iraqi Freedom. However, Congress expanded these benefits to apply to any service member serving during this time regardless of where the injury occurred.
What are the Payment Increments for TSGLI?
TSGLI payments are made in $25,000 increments according to the number of consecutive days of ADL loss:
- $25,000.00 on the 30th consecutive day of ADL loss
- $50,000.00 on the 60th consecutive day of ADL loss
- $75,000.00 on the 90th consecutive day of ADL loss
- $100,000.00 on the 120th consecutive day of ADL loss
Contact Us to Find Out How to Get Your TSGLI Claim Paid
Service members, veterans, and their beneficiaries can follow the four administrative steps above to file and appeal their TSGLI claims or sue in Federal Court on the denial of a TSGLI benefit at any point in the process.
Our life insurance attorneys can help you file your initial claim for TSGLI benefits, appeal the denial of your claim, or represent you in court. We’ve helped hundreds of claimants nationwide get fair compensation. Let us help you!