When your loved one or friend has passed away and you are the beneficiary on a life insurance policy, you likely want to get the insurance claim paid as quickly as possible and begin to move on with your life. Unfortunately, you may find yourself getting stonewalled by the insurance company. You may be asked to fill out paperwork, provide extensive documentation and otherwise fulfill burdensome requests. You may encounter long delays in hearing from the insurer about your claim and you may even get a denial letter telling you that you won’t be receiving the death benefit after all.
If any of this happens to you, you need a life insurance claim attorney. Insurance companies try to use many dishonest tactics in order to avoid making payments to beneficiaries, and it can be very difficult or even impossible to try to stand up to the insurance company on your own. A life insurance claim attorney at Boonswang Law knows the rules that apply to insurance claims and insurance coverage. A legal representative can help you use the legal system to move your claim forward so you can get the benefits you need.
Do You Need a Life Insurance Claim Attorney?
If you notify your insurance company of the death and they pay out your claim in a timely manner after you fill out a few simple forms, you do not need a life insurance claim attorney to help you receive your death benefit.
Unfortunately, this is often not the case. As soon as you begin to have problems or disagreements with an insurance company, or as soon as the insurance company begins to engage in unfair delay tactics when processing your claim, it is time to get legal help.
Life insurance companies have their own experts and attorneys whose job it is to look for reasons to deny claims or make life more difficult for beneficiaries of insurance policies in order to get them to give up. You need your own advocate who can stand up to those whose job it is to make it difficult for you to get paid. Your life insurance claim attorney knows the rules and how the law applies and can use the legal system to force your insurance company to do the right thing and fulfill its obligations to you.
Getting Help from a Life Insurance Claim Attorney
Your life insurance claim attorney can take over dealing with the insurance company so you can focus on rebuilding your life after a death. From filling out paperwork to talking to insurance representatives and interpreting policy language, the process of making an insurance claim can be complicated, even under the best of circumstances. When the insurer is not cooperating, the situation becomes much worse.
Your lawyer’s job is to move things forward and, if necessary, to file a lawsuit in order to get you paid. The process is highly technical and complicated, not to mention stressful, but Boonswang Law will relieve you of the burden of dealing with it all. Call us as soon as possible to schedule a free consultation if you are having difficulty getting your life insurance claim paid: 1-855-865-4335.